In 2025, Chase launched the Sapphire Reserve for Business℠, an elite business card featuring a noteworthy annual fee but valuable benefits, proving advantageous for many. The card currently provides an all-time high welcome bonus of 200,000 Chase Ultimate Rewards points upon spending $30,000 within the first six months. This matches the introductory deal and surpasses the latest offer of 150,000 points significantly.
The Sapphire Reserve for Business is based on the foundational aspects of the personal Sapphire Reserve, presenting 8x points on Chase Travel℠ bookings, 4x points on direct flight and hotel expenditures, and 3x points on advertisements through social media and search engines. Additional authorized users can be included at no extra cost, although lounge access is exclusive to the primary cardholder. It’s perfect for business owners who appreciate lounge access, can fully utilize travel and other credits, and desire a robust earning card that complements their personal Chase accounts.
Qualifying for the welcome bonus is not linked to other Chase Sapphire or Ink cards. Standard Chase card application guidelines, including the 5/24 rule, are applicable, but there are indications of approvals even when surpassing the 5/24 limit.
The $795 annual fee is balanced by benefits such as a $300 annual travel credit, Priority Pass™ Select membership, entry to Chase Sapphire Lounges, and various yearly credits. The rewards framework consists of 8x points on Chase Travel℠ bookings, 4x points on direct flights and hotels, 3x points on advertisement purchases, and 1x point on all other transactions. The card also provides travel protection and serves as a center for Chase Ultimate Rewards, facilitating point transfers to travel partners.
The Chase Sapphire Reserve Business includes a Global Entry, TSA PreCheck, or NEXUS credit every four years and bonuses for spending $120,000 per year, such as IHG One Rewards Diamond status and Southwest Rapid Rewards A-List status.
The 200,000 bonus points offer is a temporary promotion with no specified end date. The card’s benefits and bonus offer make it an attractive option for qualifying business owners capable of fulfilling the spending requirement.