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  • Where $1,000 per Month Characterizes “Middle Class”

    Where $1,000 per Month Characterizes “Middle Class”


    “Should you earn $1,000 monthly, you can manage a compact vehicle, occasionally treat your family to respectable eateries, and enjoy destinations like this on the weekends.” That was a casual remark from my Nicaraguan guide Pablo while we were at the viewpoint observing Lake Apoyo situated between Managua and Granada. “At that salary, you are considered middle class here.”

    Indeed, Nicaragua is a financially challenged nation, and currently, not one I wish to reside in due to the Ortega regime, yet it represents one of numerous countries where $1,000 monthly equates to middle class by local metrics. Thus, if you’re earning a few thousand a month from a remote position, an online enterprise, or retirement income/savings, you will instantly elevate from middle class to “wealthy” if you settle in one of these locations or navigate them as a digital nomad.

    I conduct an annual overview and specific country assessments on the most affordable places to live globally, and there’s one significant factor they all share: the majority of residents earn considerably less in that nation than the average citizen in yours. Consequently, your living expenses can be drastically reduced.

    The overall concept really is that straightforward. If you originate from a nation where the median annual income surpasses $40,000 after taxes, as it does in the USA, Canada, or Australia, then you will undoubtedly perceive yourself as wealthier if you choose to reside in an area where the median income hovers around $12,000 yearly. Even if your income is solely from a Social Security or pension check.

    Dropping further to a location where individuals earn $600 monthly might place you in the top 2% of income earners.

    These official figures can be somewhat awkward, of course, particularly regarding median income, per-capita GDP, or daily consumption per capita. Some “work” isn’t accurately recorded, barter transactions aren’t included, and naturally, individuals tend to under-report their true income if it has tax implications. Nevertheless, whether an average worker in Nepal earns $200 or $800 annually doesn’t significantly alter my argument. Compared to the Nepalis, you’re affluent, even if your earnings are akin to that of a fast-food employee.

    If you reside in a pricier location, however, the compensation you receive from your labor holds less value. Your purchasing power diminishes due to the elevated costs of nearly everything. Per-capita GDP might reach nearly six figures in Norway before taxes, yet upon relocating there, you’ll be spending significantly more on virtually anything you purchase. Additionally, the income tax is substantial (though it funds much improved governmental benefits).

    While a substantial lunch in Cambodia could be around $3, that same meal in Norway might set you back $20, given the increased wage, rent, tax, and ingredient expenses. Thus, we need to evaluate the overall purchasing power: what individuals can afford based on the mean salary.

    In the USA, health care expenditures must also be considered, which are exorbitant if you lack coverage through an employer health plan, applicable to many gig workers and self-employed individuals. This illogical, profit-driven system is not prevalent in the majority of the rest of the world. Furthermore, the situation is worsening as I document this in 2025 compared to prior years, with substantial reductions in social programs, support for rural healthcare facilities, and veterans’ benefits.

    How Cost Adjustments Affect Expats

    Returning to my travels in Nicaragua a decade ago. I was drafting several articles on assignment, so I was accompanied by an English-speaking guide who had been raised in Miami and returned to Nicaragua in high school. He aspires to return to the USA someday, to take his children to Disney World, yet he continues to live where he is. His utility bill typically ranges from eight to nine dollars. His home is fully paid off. His family enjoys a rich diet based on his earnings.

    Now picture encountering that cost environment while arriving with thousands of dollars or euros monthly. I had coffee with a retired couple residing in Granada during my visit. “My pension alone is three to four times what the average Nica earns,” Jim shared. “We allocate around $1,800 monthly, which is considered lavish by local norms. We reside in an expansive, air-conditioned house with a swimming pool and pay $650 monthly in rent. We dine out whenever and wherever we wish.”

    “Healthcare is so affordable here that we don’t even have insurance. We simply cover expenses as they arise. I had to go to the top hospital in Managua for surgery, and it was economical enough that I charged it,” he explained.

    Another couple I spoke with for my book on living abroad started in Leon, Granada, before moving

  • Interview with Nomadic Matt: Exploring the Globe on $75 Daily

    Interview with Nomadic Matt: Exploring the Globe on $75 Daily


    When discussing seasoned long-term travelers and bloggers in this field, our acquaintance Matt Kepnes from [Nomadic Matt](https://www.nomadicmatt.com/) stands as a clear expert. He’s a travel media guru, and we’re privileged that he has invited us to present at his conferences, conduct webinars for the Nomadic Network community, and contribute articles for his website. We share a conviction in the transformative nature of slow travel and that this life-altering experience isn’t just for the affluent. In fact, traveling on a budget is a savvy strategy that not only conserves funds but frequently results in richer, more local experiences…and that, my friends, is where the enchantment occurs! (More on this in our interview with Nomadic Matt, below!)

    To discover how to have a lifetime filled with remarkable travel experiences without overspending, Matt’s latest publication, *[How to Travel the World on $75 a Day](https://amzn.to/4iHKpRU)*, is essential. The latest edition of this *New York Times* bestseller effectively addresses the significant transformations in the travel industry in recent years and provides an encouraging outlook for the future. Loaded with relevant and very specific advice, the 368-page book is divided into three segments: trip planning, expenses while traveling, and global travel by region. While reading it, we found ourselves nodding in complete agreement, simultaneously impressed by the clever suggestions and new resources it introduced.

    ## NOMADIC MATT INTERVIEW

    There is a wealth of knowledge to gain from this book and the author! Hence, we are delighted to present our Q&A with Matt Kepnes, discussing his journey into a life of travel, the inspiration behind *How to Travel the World on $75 a Day,* and insights you can glean from this vital travel guide.

    ### Before diving into your new book, share a little about yourself…

    During a trip to Thailand in 2005, I was inspired by some backpackers to leave my job and travel for a year. I departed in 2006, but instead of being away for just a year, I ended up traveling for 18 months. When I returned in 2008, I established my blog, [nomadicmatt.com](https://www.nomadicmatt.com/), as a means to secure freelance writing assignments that would allow me to continue traveling. Largely because very few people were documenting how to travel long-term on a budget and there was a demand for this elusive information, the website flourished, and one day I woke up to realize I had built a career! I’ve been at it for 17 years now.

    ### What inspired you to revise your old book and create *How to Travel the World on $75 a Day*?

    The previous edition was released in 2017, and since then, the world has undergone significant changes due to COVID. The pandemic has permanently impacted the travel sector. Many businesses shut down, traditional money-saving strategies became outdated, new methods emerged, new companies were founded, destinations shifted, and of course, prices have increased substantially.

    With the drastic changes in travel, I wanted my book to represent the current challenges travelers face regarding trip planning, budget management, and navigating various regions. Knowing how to be a savvy budget traveler is very different from what it was in 2017, so I aimed to ensure everyone had the latest information on how to do it!

    ### What are some of the exciting updates in the new edition?

    In *How to Travel the World on $75 a Day*, you’ll uncover a wealth of new insights. I ended up rewriting about 80% of the book due to the significant changes in travel. I initially thought it would be a simple update, but it evolved into a complete rewrite! Some notable updates include:

    – A new section dedicated to earning and redeeming points and miles
    – An entirely revamped resource section filled with companies and accommodations I adore
    – Expanded information on overtourism and tips on responsible travel
    – Substantially revised, updated, and broadened destination sections that offer new prices, savings methods, dining recommendations, accommodation options, transportation, and activities
    – New tricks on how to save money before your trip
    – Fresh strategies for affording accommodations, including options for free stays
    – New savings tips on transportation, featuring updated information on transit passes

    ### I imagine many people are fixated on the $75 figure…

    Indeed – opinions vary widely! Some people believe that amount is excessive because they consider themselves “real travelers” who can do it for less (there are always individuals keen to showcase they travel better than others) while others argue that the figure appears insufficient.

  • Travel Expenses and Living Costs in the Republic of Georgia

    Travel Expenses and Living Costs in the Republic of Georgia

    After multiple editions of The World’s Cheapest Destinations and two of A Better Life for Half the Price, there was one nation included that I hadn’t personally explored. Now, I can no longer make that statement following nearly two weeks of traveling in the Republic of Georgia. I’m pleased to report that costs remain excellent for travelers, digital nomads, and expatriates.

    First things first: the country of Georgia earns the title for having the most accommodating tourist visa globally. If you reside in one of the 75+ nations that can enter Georgia without a visa, you can easily stroll in with your passport and remain for a full year. No need for extensions, no trips to immigration.

    The only nation that comes close to allowing such a lengthy stay is Albania, which is also affordable, but that year-long stay option is limited to American citizens. In Georgia, this applies to most individuals who are reading this article.

    In certain nations, you might discover unbelievable deals in some areas while facing puzzlingly high prices in others, but this country offers value across the board. Whether it’s accommodation, food, attractions, or transportation, nothing feels out of line compared to other categories. Thus, you can arrive here and be relatively confident that costs will be half or lower than what you would pay in the USA, Canada, or the UK.

    According to Numbeo, when comparing costs in Tbilisi with those in the USA’s capital, rent prices in Tbilisi are 77% lower, dining out is 53% cheaper, and grocery costs are 62% less.

    You would need around 2,989.7$ (8,311.4GEL) in Tbilisi to sustain the same standard of living that you would require with $ in Washington, DC (assuming you rent in both cities).

    Amazing! It’s clear why one would be tempted to catch a flight and spend a year in the mountains. And it’s not solely due to the high costs in DC. When I did a comparison for Canada’s largest city, Tbilisi was 52% cheaper, including rent, and compared to London, it’s 66% less expensive.

    By the way, that “GEL” refers to Georgian lari, which was approximately 2.75 to the dollar during my visit. You’ll find exchange booths everywhere, and the difference between buying and selling is relatively small. Credit cards and mobile payments are widely accepted, which is beneficial as one of the ATM kiosks at the airport swallowed my debit card. Luckily, I always have banking alternatives set up.

    Here’s what I discovered in various categories during my journey in the Republic of Georgia.

    Lodging Costs in the Republic of Georgia

    The prices for tourists and residents alike offer fantastic value when it comes to lodging, though if you’re planning to stay for months or years, the costs to secure accommodation will be significantly lower.

    I experienced three different accommodations during my time there: a budget-friendly yet pleasant basic hotel in a prime Tbilisi location, one of the city’s finest hotels—a Wyndham Grand, which I booked with points—and a ski condo situated in a resort area. The initial hotel was just $32 per night and featured ample space, a furnished balcony, a refrigerator, efficient heating, and a lovely bathroom equipped with a hot shower. I struggled to choose as there were at least 40 hotels available for under $40 per night in convenient spots.

    Subsequently, I joined my group that I brought over on my tour, and we transitioned to an excellent hotel adjacent to Parliament named Shota Rustaveli Boutique. We received a group rate, but it typically costs around $100 per night through platforms like Booking.com, which includes an amazing breakfast. They provide an indoor pool, sauna, gym, and lounge.

    You can secure a bed at the trendy Fabrika Hostel (shown above) in the capital for just $9, and as I mentioned, there are numerous budget hotel choices below $40 per night. On <a href="https://www.cheapestdestinationsblog.com/2024/10/04/choosing-a

  • Experience the Devil’s Nose Train in Ecuador Again

    Experience the Devil’s Nose Train in Ecuador Again


    If you are a train lover, Ecuador has truly tugs at your heartstrings. There were times with no options, followed by significant ones, and then emptiness again for a spell. The train that traverses much of the country between the two largest metropolitan areas was a hallmark infrastructure initiative from a past government, which generated numerous jobs; however, it was halted during the pandemic and has never resumed. Yet, there’s a glimpse of good news in 2025: the Devil’s Nose Train I enjoyed a decade ago is operational once more.

    There was an era when individuals traveled by train all over Ecuador, from the capital Quito to Otovalo, Cuenca, and the coastal city of Guayaquil. More than 60 trains departed daily from the principal station in southern Quito.

    Then the era of automobiles emerged, which led to the decline of train services in many regions of the Americas, stretching from much of the U.S. down to Patagonia. What made matters worse for Ecuador was its topography: it is a land of steep, elevated mountains. Constructing the railways initially was an immense challenge. Ongoing efforts to clear rockslides and repair tracks after natural calamities demanded more resources than the government was prepared to allocate.

    ## Experiencing the Devil’s Nose Train Again

    Consequently, the journeys were gradually shortened into smaller segments or vanished completely. One of these segments is worth the trip solely for the experience: the Devil’s Nose train (*Nariz del Diablo*) which descends a quite steep mountain. Here’s a video I compiled from my time aboard. (Apologies for the lack of high definition back then.)

    This renowned train ride is distinctive due to the engineering difficulties the constructors encountered (which cost the lives of around 2,500 workers), and it incorporates one innovative solution. At one juncture, the train navigates a bend and halts at tracks that terminate. At this point, the tracks are realigned, and the train continues down the mountain, now facing the opposite way: the rear of the train has become the front. This allows it to tackle a steeper incline than it could have otherwise managed. (You can observe this transition in the video above.)

    It soon arrives at a restored station within the narrow canyon, where you can potentially spend the night if the lodge is operational. During my visit, I discovered a package that included the train ride down and back, accommodation, and two meals for an exceptionally reasonable $50 per person.

    Day visitors can enjoy a bite at a panoramic snack bar located up some steep stairs, which also houses a museum. Local community members perform traditional dances on the train platform, and there’s a woman with a llama for photo opportunities. Sure, it’s a bit cheesy, but enjoyable.

    For a brief moment, after the government invested billions on track enhancements and new rolling stock, there was a train service operating between Quito and a point near Guayaquil that you could book as a passenger trip. However, it was poorly planned, lacking great hotel options along the way as you find in Peru on their routes. It operated from 2014 to 2020, but never gained much popularity due to poor marketing and publicity, along with inadequate tourism infrastructure at its stops. They should have pivoted and transformed it into a regular passenger line accessible to all travelers, including locals visiting family, reminiscent of the Maya Train in Mexico.

    That did not occur, and when the pandemic struck, the train ceased operations and has not resumed. I suspect there has been some track damage since then, and the current administration does not prioritize repairs. It’s unfortunate since, for a short time, it was among the world’s great train journeys, navigating the “Route of the Volcanoes,” from sea level to 3,000 meters coming from Guayaquil.

    I am uncertain if any of the partial routes will reopen. When I traveled on the Devil’s Nose train, I first took a trip from Quito to Cotopaxi and witnessed new government initiatives in progress. There was an revitalized station featuring a charming new café serving excellent coffee, a room detailing the history of railways in Ecuador, and an introductory film about the train system in two languages. The personnel at the station and on the trains were bilingual and donned attractive Tren Ecuador uniforms with a stylish logo. Now the Tren Ecuador website has vanished, so all the staff are likely gone too.

    We rattled out of the city, past factories and residences, ascending the hills to a vantage point where we could gaze across parklands and a valley towards snow-dusted mountains on the other side. Upon arriving at Machachi station, a brass band played to greet everyone. No, this wasn’t a special occasion — they did this for every arrival back then.

    The current unfortunate condition of the train system isn’t compelling enough to motivate a visit to Ecuador, yet this is featured in both of my books.

  • Buy High-Quality Travel Clothing from Responsible Brands

    Buy High-Quality Travel Clothing from Responsible Brands


    In 2018, I shared a post named “Purchase High-Quality Travel Apparel (Since Nobody Desires Your Hand-Me-Downs Anymore),” motivated by news stories that underscored the global glut of used clothing, intensified by the fast fashion sector. This phenomenon led to the creation of inexpensive, throwaway clothing, resulting in a donation overflow that even charitable organizations found challenging to handle. Nevertheless, consumer preferences are evolving, especially among younger demographics, who are increasingly prioritizing sustainability and quality over sheer volume.

    While many assume that their contributions to organizations like Goodwill make it to retail outlets, the truth is that these groups receive more donations than they can sell. Traditionally, excess clothing was sent to developing nations, where it was offered in local markets. Yet, as these countries become more affluent, the need for new apparel has risen, leading to an oversupply in second-hand marketplaces.

    The rise of fast fashion, driven by names such as Forever 21, Zara, and Shein, has played a significant role in this excessive supply. These companies focused on profits rather than quality, resulting in an influx of poorly constructed apparel that deteriorated quickly. Consequently, the demand for pre-owned clothing diminished, with prices falling and shipping expenses surpassing any potential earnings.

    Fortunately, a transformation is underway. Awareness among younger generations about the ecological effects of fast fashion is sparking a revival in the second-hand clothing sector. Retail consultants now encourage fashion retailers to adopt this trend, forecasting that the U.S. resale market will grow to $73 billion by 2028, expanding at thrice the rate of conventional retail. This transformation is propelled by shifting consumer priorities, with 28% of individuals regularly purchasing second-hand items.

    This movement is especially significant for travel and outdoor apparel, where resistance to wear and tear is crucial. Brands like Patagonia have long championed the purchase of high-quality clothing to be utilized for an extended period. Their initiatives highlight the enduring worth of well-crafted items, encouraging buyers to emphasize sustainability instead of transient trends.

    Other brands, including Craghoppers, Toad&Co, and prAna, also focus on sustainable practices. These companies provide guarantees and repair options, ensuring their merchandise endures for years. Shoppers are urged to invest in quality products and use them until they wear out, thus minimizing waste and fostering sustainability.

    As Gen Z spearheads the movement toward sustainable fashion, they examine supply chains and demand accountability from brands. A recent survey indicated that 73% of Gen Z buyers are open to paying a premium for sustainable goods, considering sustainability as a fundamental aspect rather than merely a trend.

    Ultimately, purchasing quality travel apparel is not only a smart decision but also a move towards a more sustainable tomorrow. By selecting durable garments, consumers can lessen their ecological footprint and support a rising trend of conscientious consumption.

  • Utilize Hotel Points to Tackle Travel Obstacles

    Utilize Hotel Points to Tackle Travel Obstacles


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  • Guide to Locating Budget-Friendly Car Rentals

    Guide to Locating Budget-Friendly Car Rentals


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  • Exploring Angola: Unveiling the Pristine Travel Route from Calai to Dirico

    Exploring Angola: Unveiling the Pristine Travel Route from Calai to Dirico


    **Overlanding from Namibia to Angola: An Adventure into the Unknown**

    Overlanding from Namibia to Angola turned out to be an absolute gamble. All we really understood was that this southern African nation had been under Portuguese rule for approximately 400 years and was caught in a prolonged civil conflict that lasted until 2002. To orchestrate our Angola journey, we decided to reach the border town of Rundu, Namibia, and seek some local insights on how to navigate to and around the adjacent town of Calai…but we couldn’t locate anyone who had experience there! Google Maps indicated that one had to detour for eight hours to cross the river, and Booking.com yielded no accommodations…but this only fueled our curiosity and desire to delve into Southern Angola!

    **Namibia-Angola Border Crossing at Calai**

    As we crossed the footbridge over the Okavango River, we bid farewell to Namibia and greeted Angola with an “ola.” The immigration officer communicated exclusively in Portuguese, so with our best attempt at Portuñol pidgin, we articulated that our four-day Angola adventure was for “ferias” (holiday purposes) and relished the gratifying sound of our passport receiving a stamp. We may have been “in,” but we remained blissfully unaware of what awaited us.

    A fleet of moto taxis beckoned us over. With no cars around, our only option was to hop on with a stranger and hope we were heading in the same direction. Vrrrooom, we zipped through the sandy pathways and reached central Calai: two streets lined with shops, an open-air market, a Portuguese bar…and just one guesthouse!

    **Where to Stay in Calai**

    We opened the expansive gate to the secure Tchingwali Guesthouse, delighted to discover a tropical garden, a full-service restaurant, and lovely rooms complete with AC and private bathrooms for $16. Who would have guessed?! As vegans unable to communicate in Portuguese, it was somewhat challenging to identify the best plant-based dishes. Maize porridge forms the cornerstone of most meals in Southern Africa and carries various names (pap, ugali, funge, etc.) while often being prepared thick enough to scoop up the accompanying vegetables and meats. We ordered funge, enjoying it with wild spinach mixed with peanuts and slowly cooked beans as sides. After our meal, we ordered another round of Cuca beer, simply because we adored the local custom of cerveja paired with a bottle opener delivered in a wicker basket.

    **Government Permission to Explore**

    We recognized that Calai wasn’t a tourist hotspot, but with the renowned Okavango River, we assumed there might be some water adventures on the horizon. We inquired at our guesthouse about organizing a boat excursion, but they told us, “Nowhere that we know of, maybe ask by the dock.” They left out that the “dock” was indeed a naval station, and they weren’t particularly welcoming to unexpected visitors.

    Upon meeting several officers and undergoing extensive questioning (“Are you aiming to cross into Namibia? Why do you wish to canoe if you aren’t fishing? Are you a proficient swimmer? You do realize the river is filled with crocodiles, right?”), they gradually warmed up to our notion of a dugout canoe trip with a local fisherman…and they even requested a selfie to document our journey!

    **Dugout Canoeing the Okavango River**

    Wearing fire department life vests, we embarked with Segunda on his inaugural river-guiding adventure. He had never hosted passengers in his canoe but was well-acquainted with the river and pointed out fun eddies, charming islands, and hippo hiding spots. We generously tipped him and celebrated with (the best!) malasada donuts, marking what could become a new chapter in his career as a waterman. To ensure this opportunity continued, we connected him with the Tchingwali Guesthouse team so they could send future visitors on an Okavango canoe expedition with the wonderful Segunda!

    **Road Tripping Southern Angola**

    Next, we aimed to coordinate a road trip to discover more of Angola! There were only a few non-governmental vehicles in town, and fortunately, the best truck was parked at our guesthouse. Taking a leap of faith, we approached the vehicle owner, Peter, to see if he would accompany us around the Southern Angola countryside. This unexpected proposition led to an even grander invitation to ride along with him the next day on his 120km journey to Dirico, with a stop to meet one of the queens of the Cuando-Cubango province! He cautioned us that it would be a long day along a rough road, but it sounded like an incredible chance to us. Off we went on a thrilling adventure down a narrow highway, constructed by the Portuguese a century prior and engulfed in deep sand and dense brush. Amidst the walls of greenery, we occasionally caught sight of the magnificent Okavango River and the sporadic collections of mud-thatch huts.

  • Assessment of the Delta SkyMiles® Platinum American Express Card

    Assessment of the Delta SkyMiles® Platinum American Express Card


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  • Best Airbnb Activities to Experience in Paris

    Best Airbnb Activities to Experience in Paris


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